How it works · Spend2Stake

Four steps, then it runs on its own

No lock-up, no minimum, and nothing to manage after the first two minutes.

🛒

Buy something

A coffee, a haircut, a course. Pay the listed price, no platform fee on top.

🧾

Get your receipt

An NFT lands in your wallet recording the purchase. It is yours to keep, or to sell.

⚡

Activate it

A one-off step that switches the receipt on. Until you do, your share of the pool goes to holders who did.

💰

Earn from their sales

A slice of everything that business sells, split across activated receipts. Claim when you like.

Where a purchase actually goes

A business setting a 10% reward pool. Someone spends 100 USDG.

81.40 to the business

10.00

8.60

81.40 USDG the business keeps 10.00 USDG into the reward pool 8.60 USDG Spend2Stake commission

That is one sale. What you actually earn depends on how many sales there are, and how much of the receipt pile is yours.

The formula, in full

Three numbers decide everything. Two of them are visible on every business page before you buy.

14,280daily sales × 10%reward pool × your slice
of the pool = 107.10USDG a day, to you

Daily sales at that business 14,280 USDG

420 a day, a quiet corner shop2.4M a day, an airline

Reward pool the business set 10%

1%90%

Your slice of the pool

0.1%, one receipt among thousands60%, the biggest holder

Your activated receipts divided by every activated receipt at that business. Hold 140 where 900 are active and your slice is 15.6%.

A DAY

107.10

A MONTH

3,213

A YEAR

39,092

Move the first slider on its own and the number moves by a factor of a thousand while your share stays identical. That is why volume matters more than generosity: 2% of a busy business beats 40% of a quiet one. But drag the third slider down and watch it collapse again, because a big business also has far more receipts to divide the pool between. The best position is not the biggest business, it is the one where your share is meaningful and the tills are busy. And if the business stops selling, every number here goes to zero whatever your share is.

What that means in practice

The examples in the card at the top of this page are worked from the formula above, using what those kinds of business actually take in a day.

SMALL, OFTEN, EARLY

A daily coffee at a neighbourhood café. Small purchases, but hundreds of them, at a business where only a few hundred receipts are activated. Your share gets large because almost nobody else is buying that often.

728 spent, 2,800 earned over 5 months

SAME HABIT, LATER

Identical spending at the same café a year on, when 9,000 receipts are activated instead of 900. Nothing changed except how many people you are splitting with.

728 spent, 280 earned over 5 months

LARGE, RARE, LATE

One business-class flight. The airline takes millions a day, but hundreds of thousands of receipts are activated, so a single one is a rounding error against the pool.

3,400 spent, 14.58 earned over 249 days

Read those three together and the pattern is plain. Spending more does not earn more. Holding a larger slice of a busy business does. That usually means buying often somewhere small rather than rarely somewhere enormous, and it means arriving before everyone else does.

What we will not pretend

Payment is final. The business is paid the moment you buy, the same as handing over cash. Nothing is held back, so if a business takes your money and does not deliver, we cannot return it. Check the SpenScore and the delivery record before spending anything significant.

Rewards are not fixed and are not promised. A quiet week pays little. A closed business pays nothing.

An unactivated receipt earns nothing at all, and its share goes to holders who did activate.

You do not own part of the business. You hold a claim on a share of its sales, not equity, shares, or voting rights.

If you sell a receipt, the buyer gets everything inside it, including rewards you never claimed.

We verify businesses, but verification is not a guarantee. Check the SpenScore breakdown before you buy.

Spending more does not mean earning more. A large purchase at a large business usually earns less than a small habit at a small one.

The figures on this page are illustrative, worked from the formula above using realistic daily takings. Nothing here is a projection, a target, or a promise.

Running a business?

List what you already sell, choose what share of each sale goes to the people who buy from you, and let them do the marketing. You keep 100% of your company, set your own terms, and we take 1.5% of a sale rather than a slice of your business.

Create an offering